Services:
Help to Buy Valuations
Shared Ownership Valuations
RICS Home Survey Level 2 report
Independent Valuations
Desktop Valuations
Help to Buy Valuations
A Help-To-Buy valuation is an independent valuation from a RICS registered valuer for a property bought with the Help to Buy scheme, introduced by the government to support first time home buyers get a foot onto the property ladder. Unlike mortgages from the bank, the Help to Buy scheme loans you a proportion of the property's value, rather a set amount of money. The amount that needs to be repaid depends on the value of the property at the moment in time.
Our valuations are fully compliant with Target HCA's requirements.
Fees
Our valuations are charged at £175 per property excluding vat.
RICS Home Survey Level 2
The RICS Home Survey Level 2 report (formerly known as a Homebuyers Survey) has been designed to give you concise information about the condition of a property. Our surveyors spend approximately three hours in the property assessing its condition.
The RICS Home Survey Level 2 report is suitable for all traditionally built houses and apartments, built after 1900, that appear to be in a reasonable condition.
There are two types of RICS Home Survey Level 2; survey only or survey and valuation. We recommend a valuation of the property to help you decide if the price you are paying is reasonable..
The RICS Home Survey Level 2 report will help reveal defects that are not easily spotted by an untrained eye. The report uses a clear traffic-light coding system to describe the condition of each area of the property, and highlights any problems your surveyor has identified.
Fees
1 bed property £350 + VAT
2 bed property £375 + VAT
3 bed property £400 + VAT
4 bed property £425 + VAT
5 bed property £450 + VAT
RICS Level 2 Home Surveys with a valuation - as per above plus £100 + VAT
For further details on RICS Home Survey Level 2 report, please visit the RICS website at www.rics.org/homesurveys.
Independent Valuations
A property valuation report is a legal and professional assessment of the price of a property, usually prepared for various reasons (probate, divorce proceedings, tax purposes etc). An independent valuation report is conducted by a neutral party who has no interest in the property being assessed. Our private valuations are undertaken by Registered Valuers that are members of the RICS and work to the highest of standards.
When valuing the property, the surveyor will consider the age, size, range of accommodation and condition of your home.
Fees
We charge 0.01% of the valuation with a minimum charge of £250 per a survey + VAT.
*Attic rooms with out building consent do not count as bedrooms.
Desktop Valuation Service
We provide a desktop RICS valuation service, whereby we assess the value of the property based upon the information supplied and provide you with comprehensive electronic desktop valuation report. Whether you're a homeowner, investor, or property professionals, our desktop valuations offer a streamlined solution to accurately assess property values without the need for an on-site inspection.
Why Choose a Desktop RICS Valuation?
- Time-Saving: Skip the hassle of scheduling appointments and waiting for an assessor to visit your property. Our desktop valuations deliver results promptly, saving you valuable time.
- Cost-Effective: With no need for a physical inspection, desktop valuations are a cost-effective alternative to traditional methods. Save on travel expenses and assessment fees without compromising accuracy.
- Convenience: Access our valuation services from the comfort of your home or office. Simply provide the necessary property information online, and our team will handle the rest.
- Accurate Assessments: Powered by advanced technology and expert analysis, our desktop valuations adhere to RICS standards, ensuring reliability and precision in every report.
How It Works:
- Email Property Details: including address, size, condition, and any relevant documents or photos to info@smithandassociatesltd.co.uk
- Analysis by an Expert: Our experienced valuer conducts a thorough analysis of the provided data, considering factors such as market trends, comparable properties, and location specifics.
- Valuation Report: Receive a comprehensive valuation report detailing the estimated market value of your property, along with supporting data and insights.
Who Can Benefit?
- Homeowners: Gain valuable insights into your property's worth for refinancing, insurance purposes, or planning future renovations.
- Investors: Assess potential investment opportunities and make informed decisions with accurate property valuations.
- Property Professionals: Expedite transactions and provide clients with reliable valuation reports to facilitate negotiations and sales.
Our Philosophy
Quality
All valuations are undertaken in accordance with the RICS "Red Book".
Everything we do is centred on providing services of the highest level of quality.
Efficiency
We pride ourselves on our efficient procedures and solutions, but we continually strive for improvement in order to deliver results more effectively. We use the latest IPAD technology and automated valuation software to deliver high quality reports in a timely manner.
Fair Prices
Satisfying customers is our top priority. We strongly believe in offering fair and transparent prices with no hidden fees or extra charges.
